Together, let’s improve financial inclusion in the Philippines

About Us

Oriente Express is developing a digital finance marketplace to address financial exclusion for underbanked consumers and MSMEs.

Leveraging its experience building internet giants Skype &, Oriente has partnered with JG Summit to enable affordable online lending and wealth accumulation based on proprietary data and revolutionary credit scoring infrastructure.


Enable affordable and timely credit to emerging middle class and SMEs.


To create the largest digital financial services marketplace in the Philippines.


Our digital financial services marketplace utilizes the latest technology to enable Filipinos to tap into loan facilities and wealth management products to bridge their ever-growing needs.


Salary Deduction Loan

Our Salary Deduction product offers easy-to-access loans with competitive interest rates, through a digital marketplace. This assists employees who need to advance or extend their salary for tuition payments, aspirational purchases, or unexpected needs. Employers also benefit from the employee retention and camaraderie built by the digital social ecosystem.

Meet our team


Hubert Tai

Chief Executive Officer

Founding CTO & COO at
US$18.5B valuation at last funding round
CTO & CIO at
US$2B+ valuation upon IPO
Principal Engineer at eBay

Geoffrey Prentice

Chief Strategy Officer

Co-founder & CSO of Skype
Sold to eBay for US$3.1B
Co-founder of Atomico
Largest VC firm in Europe, US$2B AUM

Lawrence Chu

Chief Financial Officer

Co-founder of BlackPine Private Equity
US$1.5B in invested capital

Katrina Cokeng

Chief Commercial Officer

Director at Estee Lauder Asia Pacific
Engagement Manager at McKinsey & Co.

Philippines Management Team

Hamilton Angluben

Head of Business Development

GM at Cebuana Lhuillier
Product Manager at Globe Telecom

Caesar Morata

Technology Director

Technology Head at Xend
Mobile Application Director at VMoney

Macy Castillo


Commercial Business Head of Shopee
Co-founder of Galore Global Tech
Product Management Consultant at Zalora

Patrick Zulueta

Senior Marketing Manager

Product Marketing Head at Paymaya
Senior Product Manager at BPI
Brand Manager at SM Supermalls

Paul Bantayan

Business Development Manager

Business Development at Voyager
Head of Media Solutions at BPI
Digital Media Manager at Carat Philippines

Laurice Lupisan

Internet Product Manager

Product and Program Lead at Paymaya
Product Development Lead at Smart

Norman Go

Business Development Manager

Institutional sales officer at SB Equities
Head of Cebu Equity Sales at BPI Securities

Ley Karen Lacar

Loans Product Manager

Product Development Officer at BPI
Channel Sales Officer at MSI-ECS


32nd Flr, Unit 3207, Robinsons Equitable Tower, ADB Avenue corner P. Poveda Drive, Ortigas Center, Pasig City, Philippines

Contact Us

Let’s collaborate! E-mail us at